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If at all possible, sock out additional money toward the main sum.|Sock out additional money toward the main sum if it is possible The key is to tell your lender that the extra money must be used toward the main. Or else, the money is going to be put on your upcoming fascination payments. As time passes, paying down the main will lessen your fascination payments. Try to make your education loan payments on time. When you overlook your payments, it is possible to face severe fiscal fees and penalties.|You are able to face severe fiscal fees and penalties if you overlook your payments Some of these are often very higher, particularly if your lender is handling the personal loans through a assortment firm.|If your lender is handling the personal loans through a assortment firm, a few of these are often very higher, specially Understand that personal bankruptcy won't make your student education loans disappear. 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